Missouri State Life Insurance v. Pilcher

The Missouri State Life Insurance Company-issued to J. E. Pilcher a policy of insurance, and agreed to pay to Pilcher a disability income of twenty dollars per month, and to waive the payment of premiums if he should become totally and permanently disabled. In October, 1931, Pilcher submitted to the company proof of alleged total and permanent disability. In the same month an annual premium of $74 became due on the policy, and was waived pending investigation of the claim; but in December, 1931, the company refused to pay the monthly indemnity or to waive the payment of the premium. In…