Grand China, Inc. v. United National Insurance

The respondent, United National Insurance Company (UNIC), appeals from the order of the Superior Court (Morrill, J.) granting partial summary judgment to the petitioner Grand China, Inc. (Grand China). We affirm.

The trial court found as follows: Grand China is a restaurant in Salem, owned and operated by petitioners William K.S. Lim, Yuen Sim N.G. Lim and Dharma Lim. For more than twenty-five years, the Lims have purchased liability insurance through the intervenor, Michals Insurance Agency, Inc. (Michals). UNIC, a surplus lines insurer, provided Grand China’s liquor liability policy. The…