Medina v. American Family Mutual Insurance

Pierron, J.:

Mary Jane Medina claimed underinsured motorist insurance coverage following a default judgment against the tortfeasor. American Family Mutual Insurance Company (American Family) appeals the district court’s judgment that it is liable to Medina for underinsured motorist coverage. We reverse.

On June 21, 1992, Medina’s vehicle was stopped at an intersection when it was struck from behind by another vehicle. That vehicle was driven by Jose M. Camacho (Jose M.). Medina alleged personal injury. She was insured by American Family with under-insured motorist coverage of $100,000. Jose M.…