Mid-West Mutual Insurance v. Government Employees Insurance

WHICHARD, Judge.

I

Phillip Peters was injured when the motorcycle he was operating was struck by an uninsured pickup truck. At the time of the accident Peters had uninsured motorist coverage under a policy on his motorcycle for which he had paid premiums to plaintiff. Plaintiff settled the claim with Peters for $15,000, which was within its policy limits.

Plaintiff then sought contribution from defendant on the basis of defendant’s policy issued to Peters’ father. Because Peters was living at home with his father at the time of the accident, he was classified as an insured under that policy. He…