Shepperson v. Metro. Prop. & Cas. Ins. Co.

DOUGLAS P. WOODLOCK, UNITED STATES DISTRICT JUDGE

The question presented is whether Mass. Gen. Laws ch. 175, § 99 assures property damage coverage for an innocent named insured when an unnamed co-insured resident of the premises they share intentionally sets those insured premises afire. Plaintiff Susan Shepperson, the named insured of the insurance policy before me, seeks to establish that she is entitled to coverage irrespective of whether the fire which damaged her residence was caused by her son, who I find to be an unnamed co-insured and also a resident of the premises. Concluding that…