In re Canopy Financial, Inc.

EASTERBROOK, Chief Judge.

Canopy Financial developed and marketed software for banks and health-care payers to handle health-related savings and spending accounts. It also administered the health-care funds of almost 2,000 entities. When Canopy entered bankrupt*935cy in 2009, it became clear that Anthony Bañas and Jeremy Blackburn had misappropriated more than $90 million from both Canopy’s investors and the customers that had placed money under its management. Bañas and Blackburn pleaded guilty to fraud, and each was sentenced to more than a decade’s imprisonment. Blackburn committed suicide the…