Cowan v. London Assurance Corp.
Mississippi Supreme Court
From the circuit court of Warren county. Hon. John D. Gtlland, Judge. The appellee, a foreign marine insurance company, brought its action against the appellant, a cotton broker, residing at Vicksburg, to recover the aggregate amount of certain premiums for fire insurance on cotton paid by the appellant, on the request of appellee that he would have the cotton insured for a certain amount in local agencies, for its benefit, which premiums were credited to appellant on…
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From the circuit court of Warren county. Hon. John D. Gtlland, Judge. The appellee, a foreign marine insurance company, brought its action against the appellant, a cotton broker, residing at Vicksburg, to recover the aggregate amount of certain premiums for fire insurance on cotton paid by the appellant, on the request of appellee that he would have the cotton insured for a certain amount in local agencies, for its benefit, which premiums were credited to appellant on settlement of his account with the appellee, the appellee’s claim being based on the fact that there had never been any valid…
1Opinion of the CourtWoods, J.
This is an action by a foreign insurance company which has not complied with our statutes in any of the particulars prescribing the method to be pursued by such companies desiring to do business in this state, and which had not paid the privilege tax and procured the license required to carry on such business in this state, for premiums due on a policy of insurance issued to appellant.
The policy of our law is to protect our citizens against irresponsible companies — against insurance which does not insure — and, to that end, certain important acts are to be done in the manner and at the time…
2Cases cited3 opinions
- Lemonius & Co. v. D. Mayer & SonMississippi Supreme Court · 1893
- Sadler v. Mobile Life InsuranceMississippi Supreme Court · 1882
- Moses v. StateMississippi Supreme Court · 1887
3Cited by5 opinions
- Anderson v. StateSupreme Court of Florida · 1896
- Commonwealth Mutual Fire Insurance v. Hayden Bros.Nebraska Supreme Court · 1900
- Jalonick v. Greene County Oil Co.Court of Appeals of Georgia · 1910
- Swing v. BristerMississippi Supreme Court · 1905
- State v. Insurance Co.Tennessee Supreme Court · 1901