Baumann v. North Pacific Insurance

Plaintiff insured appeals the trial court’s entry of summary judgment in favor of defendant insurer. Plaintiff assigns error to the trial court’s interpretation of the "owned property” exclusion in his insurance policy to exclude coverage for the environmental cleanup costs he incurred. We affirm.

Plaintiff is the owner of real property in Milwaukie, Oregon (the property). Defendant provided homeowner’s insurance 1 to plaintiff. In October 1995, plaintiff contracted with Goodman Bros., Inc. (Goodman) to decommission an underground fuel oil storage tank located on the property. A soil sample…