Oaks v. American Family Mutual Insurance

Debra Oaks appeals from an order dismissing her complaint on summary judgment motion against American Family Mutual Insurance Company. Oaks argues that the trial court erred when it determined that American Family was not liable for her medical expenses resulting from injuries she sustained in an accident. We conclude that because the driver of the vehicle in which she was a passenger is not an insured by the terms of the policy's language, American Family is not liable. Accordingly, we affirm.

BACKGROUND

Ray and Amy Jacobson had been storing their pickup truck on Robert Hicks's farm for…