Mid-Continent Life Insurance v. Hill

On May 14, 1925, the Mid-Continent Life Insurance Company issued and delivered to J ames Franklin Hill its life insurance policy, insuring’ his life in the sum of $2,500 with double indemnity in case of accidental death. The policy was placed in the Bank of Atkins, Atkins, Arkansas, by Hill and remained there until his death. None of his family ever saw the policy, and knew nothing of its provisions. All premiums were paid, including the double indemnity premium, and the policy was in full force and effect at the time of Hill’s death.

On March 12, 1935, the body of Hill was discovered in the…