Donald Kipnis v. Bayerische Hypo-UND Vereinsbank, AG

In this diversity case, plaintiffs-appellants Donald Kipnis and Lawrence Kibler (collectively, “Plaintiffs”), along with plaintiffs-appellants Barry Mukamal and Kenneth Welt, 1 appeal the district court’s Federal Rule of Civil Procedure 12(b)(6) dismissal of their complaint against defendants-appellees Bayerische Hypo-Und Vereinsbank, AG and HVB U.S. Finance, Inc. (collectively, “HVB”) as barred by the applicable statutes of limitations. After review and oral argument, we certify a question to the Florida Supreme Court as outlined below.

I. BACKGROUND

This appeal arises out of the parties’…