Eberts v. Goderstad

SYKES, Circuit Judge.

This case arises from the sale of an expensive and historic home in Neenah, Wisconsin. After moving in, the buyers discovered numerous defects in the home and sued the sellers in federal district court for breach of contract, various forms of misrepresentation, and negligence. The present appeal is limited to a dispute about insurance coverage — specifically, whether the sellers’ insurer has a duty to defend the sellers under the terms of several insurance policies, all of which provide defense-and-indemnity coverage for “property damage” caused by an “occurrence,” which…