Hanover Insurance v. Showalter

The defendant, Russell Showalter (Showalter), was an insured under a homeowner’s personal liability policy issued by the plaintiff, Hanover Insurance Company (Hanover). Steve Trexler (Trexler) filed a negligence complaint against Showalter seeking compensation for damages. The complaint alleged that Showalter, a member of the defendant Parachute Center, Inc., had organized a parachute jump, that Trexler jumped from an airplane and that another jumper collided with Trexler causing Trexler’s main parachute to collapse and preventing Trexler’s emergency parachute from opening. The specific acts…