Legal Opinion
Bank One Columbus, N.A. v. McDaniel (In Re McDaniel)
United States Bankruptcy Court, N.D. Texas
Decided November 4, 1996No. 19-05001PublishedCited by 16 opinions
1Opinion of the Court
MEMORANDUM OF OPINION ON DIS-CHARGEABILITY OF CREDIT CARD INDEBTEDNESS
JOHN C. AKARD, Bankruptcy Judge.
Bank One Columbus, N.A. (Bank) seeks to have its claim of $3,249.95 against Randa Gay McDaniel (Debtor) declared nondischargeable under § 523(a)(2)(A) of the Bankruptcy Code. 1 Finding that the Bank engaged in commercial entrapment, the court denies the Bank’s request and discharges the indebtedness. 2
FACTS
The Bank issued a credit card to the Debt- or in May 1994. The Bank’s witness testified that normal practice is to secure a credit report and review the Debtor’s income and expenses prior…
2Cases cited8 opinions
- Grogan v. GarnerSupreme Court of the United States · 1991
- Field v. MansSupreme Court of the United States · 1995
- At & T Universal Card Services v. Alvi (In Re Alvi)United States Bankruptcy Court, N.D. Illinois · 1996
- Boydston v. BoydstonCourt of Appeals for the Fifth Circuit · 1975
- Ranier Bank v. Poteet (In Re Poteet)United States Bankruptcy Court, N.D. Texas · 1981
3 more not listed; retrieve them via the Exa API.
3Cited by16 opinions
- At&T Universal Card Services v. MercerCourt of Appeals for the Fifth Circuit · 2001
- At & T Universal Card Services v. Ellingsworth (In Re Ellingsworth)United States Bankruptcy Court, W.D. Missouri · 1997
- La Capitol Federal Credit Union v. Melancon (In Re Melancon)United States Bankruptcy Court, M.D. Louisiana · 1998
- Sears, Roebuck & Co. v. Hernandez (In Re Hernandez)United States Bankruptcy Court, W.D. Texas · 1997
- Sears, Roebuck & Co. v. Homschek (In Re Homschek)United States Bankruptcy Court, M.D. Pennsylvania · 1998
11 more not listed; retrieve them via the Exa API.