CIT Bank v. Pamela Schiffman

State of New York OPINION Court of Appeals This opinion is uncorrected and subject to revision before publication in the New York Reports. No. 11 CIT Bank N.A., Respondent, v. Pamela Schiffman, et al., Appellants, et al., Defendants. Samuel Katz, for appellants. Sean Marotta, for respondent. DiFIORE, Chief Judge: In New York, prior to commencing a residential foreclosure action, a lender must comply with certain requirements set forth in the Real Property Actions and Proceedings Law (RPAPL). As relevant here, these include, under section 1304, providing certain notices to the borrower 90 days…