Bradford v. HSBC Mortgage Corp.

MEMORANDUM OPINION

T.S. ELLIS, III, District Judge.

This case addresses the jurisdictional consequences of declining, or allowing to lapse, a Rule 68, Fed. R. Civ. P., offer of judgment that provides complete relief to a plaintiff asserting a claim under the Truth in Lending Act, 15 U.S.C. § 1601 et seq. (“TILA”). At issue, more specifically, are the following questions:(i) Whether a Rule 68 offer of judgment that provides a TILA claimant with full statutory damages, plus one dollar, costs and reasonable attorney’s fees, as TILA provides, affords complete relief to the claimant where, as here,…