Southern Healthcare Services, Inc. v. Lloyd's of London

COLEMAN, Justice,

for the Court:

¶ 1 The insureds filed suit against their insurers in the Circuit Court for the First Judicial District of Jones County, claiming they were unaware their insurance policy had a $250,000 per-claim deductible and alleging that the insurer breached its insurance contract by refusing to provide a defense until the insureds paid the $250,000 deductible for each of five separate claims. The circuit court granted summary judgment for the insurers and the insureds appeal. We affirm the circuit court’s grant of summary judgment.

FACTUAL BACKGROUND

¶ 2 Daleson Enterprises,…