Juana Aleman v. Ace American Insurance Company

Following a de novo review of the record, see Weeks v. Harden Mfg. Corp., 291 F.3d 1307, 1311 (11th Cir.2002), and with the benefit of oral argument, we affirm the district court’s grant of summary judgment in favor of Ace American Insurance Company.

We reject Ms. Aleman’s contention that the Ace Policy provided primary coverage and was therefore subject to Florida’s financial responsibility law, Fla. Stat. § 324.021. The operative complaint and the parties’ joint status report stipulated that the Budget Policy served this function and that the Ace Policy merely provided excess coverage. The…