Cook v. Standard Life & Accident Insurance

On May 7, 1888, the defendant, a Michigan corporation, issued to the husband of plaintiff a policy *14of insurance for $5,000 upon a premium being paid of $25. A written application was filled out by the defendant’s agent at Muskegon, and was signed-by Bigelow T. Cook, the husband of plaintiff, the plaintiff being named as the beneficiary in the policy. The application contained the following clause:

“16. My habits of life are correct and temperate, and I understand and agree that the policy to be issued on this application will not cover any accidental injury which may happen to me either while…