American Auto. Ins. v. Watts
Alabama Court of Appeals
Assumpsit. Appeal ‘from Dallas Circuit Court. Heard before Hon. B. M. Miller. Action by S. H. Watts against The American Automobile Ins. Co., upon a fire insurance policy covering an automobile, which was burned. Judgment for plaintiff and defendant appeals. Contracts of insurance are construed according to the sense and meaning of the terms employed by the parties. — Bay v. Some Ins.
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Assumpsit. Appeal ‘from Dallas Circuit Court. Heard before Hon. B. M. Miller. Action by S. H. Watts against The American Automobile Ins. Co., upon a fire insurance policy covering an automobile, which was burned. Judgment for plaintiff and defendant appeals. Contracts of insurance are construed according to the sense and meaning of the terms employed by the parties. — Bay v. Some Ins. Go., 58 South. 549; Continental Casualty Co. v. Oggurn, 57 South. 852. The provision of the contract as to cancellation is perfectly consistent with our laws. — Sections 2931 and 5308, Code 1907; rule 22 p.…
1Per curiam
This was an action on a policy insuring an automobile against loss or damage by fire for *520one year, from September 3, 1912, to September 3, 1913. The defendant (appellant here) sought to escape liability on the ground that, prior to the alleged destruction of the automobile, the policy had been duly canceled, pursuant to the authority conferred by the fol lowing provision contained in it: This policy may be canceled at any time by either of the parties hereto upon written notice to the other party stating when thereafter cancellation shall be effected; the date of cancellation as fixed in such…
2Cases cited6 opinions
- London Assurance v. Companhia De Moagens Do BarreiroSupreme Court of the United States · 1897
- Continental Casualty Co. v. OgburnSupreme Court of Alabama · 1911
- Continental Insurance v. ParkesSupreme Court of Alabama · 1904
- Forest City Insurance v. HardestyIllinois Supreme Court · 1899
- Day v. Home InsuranceSupreme Court of Alabama · 1912
1 more not listed; retrieve them via the Exa API.
3Cited by11 opinions
- Medford v. Pacific National Fire InsuranceOregon Supreme Court · 1950
- Fidelity & Casualty Co. v. RileyCourt of Appeals of Maryland · 1935
- Trans-America Ins. Co. v. WilsonSupreme Court of Alabama · 1955
- Pacific Mut. Life Ins. Co. v. StrangeSupreme Court of Alabama · 1932
- Conrad v. Universal Fire & Casualty InsuranceIndiana Supreme Court · 1997
6 more not listed; retrieve them via the Exa API.