Klaas v. Boston Insurance Co.

This is a suit to determine the force and effect of certain riders attached to four policies of insurance issued by the defendant companies. The rider in each case reads as follows:

"The interest in this policy is now vested in John A. Krantz, as owner and not as heretofore. Loss, if any, firstly payable to the Prudential Insurance Company of America as first mortgagee, and secondly payable to Max Klaas as second mortgagee. Non-contribution clause attached."

It is admitted that when the loss by fire occurred, these riders were not actually physically attached to the policies. The policies were…