Garrett S. Sayre v. Capital One, National Association

IN THE UNITED STATES DISTRICT COURT CLERKS OFFICE US DISTRICT COURT AT ROANOKE, VA FOR THE WESTERN DISTRICT OF VIRGINIA FILED ROANOKE DIVISION July31,2026 LAURA A. AUSTIN, CLERK GARRETT S. SAYRE, ) BY: /s/L. Ayers Plaintiff, ) DEPUTY CLERK ) Civil Action No. 7:26-cv-00235 v. ) ) By: Elizabeth K. Dillon CAPITAL ONE, NATIONAL ) Chief United States District Judge ASSOCIATION, ) Defendant. ) MEMORANDUM OPINION Capital One, National Association, moves to dismiss Garrett S. Sayre’s claim against it. (Dkt. No. 10.) Sayre alleges Capital One—as successor by merger to Discover Bank—did not comply with…