Munford v. Lee Servicing Co.

AMENDED OPINION 2

GARFF, Senior Judge:

¶ 1 Antenette Munford and Jon Badger (Appellants) appeal the trial court’s grant of summary judgment in favor of Lee Servicing Company (Lee). Appellants contend the court erred in concluding the insurance policy at issue was not in effect at the time a fire damaged their home. We reverse.

BACKGROUND

¶ 2 Appellants owned a home in Salt Lake City. They placed two encumbrances on the home. The first lien holder was Zions Bank; the second lien holder was Alliance Funding Corporation. Both liens were evidenced in trust deeds and promissory notes. Alliance’s loan…