Commercial Casualty Insurance v. Jeffers

This suit is based on the accident feature of a life-insurance policy. The application was attached to and became a part of the policy. This application stated that the company was not bound by any knowledge of or any statements made by or to any agent, unless written thereon. It contained the following question: “Have you been disabled by either accident or illness or received medical or surgical attention during the last five years ?” To this the plaintiff answered “No.”

The testimony on the question whether the disability sued for was an accident resulting from external and violent causes,…