Henderson v. Nationwide Life Insurance Company

BRADLEY, Judge.

Hugh Gail Henderson, husband of the plaintiff-appellant, was an employee of Brad’s Machine Products, Inc. of Gadsden, Alabama, hereinafter referred to as “Brad’s”. Since 1967 Brad’s had held a group life insurance policy with the defendant-appellee, Nationwide Life Insurance Company, under which its employees received coverage but contributed no portion of the premiums.

The contract of insurance provided that premium payments were due on the first day of each month, that the policyholder was allowed a thirty-one day grace period to pay any premiums due, during which time the…