Manhattan Life Ins. v. Beard
Court of Appeals of Kentucky
Case 48 — Action on a Policy of Life Insurance — APPEAL FROM M’CRACKEN CIRCUIT COURT. JUDGMENT FOR PLAINTIFF AND DEFENDANT APPEALS. George P. Beard in .September, 1897, procured a policy on Ms life, in'the Manhattan Life Insurance Company.
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Case 48 — Action on a Policy of Life Insurance — APPEAL FROM M’CRACKEN CIRCUIT COURT. JUDGMENT FOR PLAINTIFF AND DEFENDANT APPEALS. George P. Beard in .September, 1897, procured a policy on Ms life, in'the Manhattan Life Insurance Company. The policy on its face provided that: “If within two years, the insured die by bis own act, sane or insane, this policy shall be void, and all payments made upon it .shall be forfeited .to the .company, except that the. company in that case will pay for its surrender the legal net reserve at the time of his death.” That Beard’s death was the direct result…
1Opinion of the Court
Opinion of the court by
JUDGE O’REAR —
Reversing.
The life of George F. Beard was insured by appellant by a policy issued August 30, 1898. / The assured died September 10,1899, while the insurance was in effect. The policy contained -this provision: “If within two years the insured die by his own act, sane or insane, this policy shall 'be void,- and all payments made upon it shall be forfeited to the company, except' that the company will, in that case, pay for its surrender the legal net reserve at the time of death. Any indebtedness of the company, together with the balance, if any, on the…
2Cases cited6 opinions
- Ritter v. Mutual Life Ins. Co. of NYSupreme Court of the United States · 1898
- Bigelow v. Berkshire Life InsuranceSupreme Court of the United States · 1876
- Life Insurance v. TerrySupreme Court of the United States · 1873
- Manhattan Life Insurance v. BroughtonSupreme Court of the United States · 1883
- Mutual Benefit Life Ins. v. Daviess' Ex'rCourt of Appeals of Kentucky · 1888
1 more not listed; retrieve them via the Exa API.
3Cited by10 opinions
- Aetna Life Insurance v. BethelCourt of Appeals of Kentucky · 1910
- Aetna Life Insurance v. KaiserCourt of Appeals of Kentucky · 1903
- New York Life Insurance Co. v. DeanCourt of Appeals of Kentucky (pre-1976) · 1928
- Equitable Life Assurance Society of the United States v. BaileyCourt of Appeals of Kentucky · 1924
- Leucht v. LeuchtCourt of Appeals of Kentucky · 1908
5 more not listed; retrieve them via the Exa API.