Lott v. Scottsdale Insurance Company

MEMORANDUM OPINION

T.S. ELLIS, III, District Judge.

This insurance coverage dispute is unusual in the array of parties involved; it includes not only the typical alleged tortfeasor and its insurer — the principals in this coverage dispute — but also the tort claimants, a second alleged tortfeasor, and the second tortfeasor’s insurer. The second tortfeasor’s insurer has acknowledged that it has a duty to defend and indemnify its own insured, but the first tortfeasor’s insurer has denied that it owes either duty to its insured. At issue is whether the tort claimants, the second tortfeasor, and…