Home Ins. Co., New York v. Privitt

Appellees, Claude Privitt and his mother, Mrs. Ada Privitt, who was joined by her husband, brought suit against appellant on what is known as a Texas Standard Fire Insurance policy, covering certain buildings and certain personal property supposed to be located in the building. It is a joint policy, and same specifically provides that the insurance is contracted for on the building "while occupied by owner and not otherwise as a dwelling, and situated as follows." The contract contains the sole and unconditional ownership clause and all of the other clauses in the Texas Standard Fire…