Legal Opinion

Susan Krieger v. Educational Credit Management

Court of Appeals for the Seventh Circuit

Decided April 10, 2013No. 12-3592PublishedCited by 44 opinions

1Opinion of the Court

EASTERBROOK, Chief Judge.

Susan Krieger is destitute. Her entitlement to a discharge in bankruptcy is unquestioned. But her largest creditor — Educational Credit Management, which acts on behalf of some federal loan guarantors — asked the bankruptcy judge to exempt her student loans from the discharge, relying on 11 U.S.C. § 523(a)(8). This subsection excludes educational loans “unless excepting such debt from discharge under this paragraph would impose an undue hardship on the debtor”. We have understood this language this way:

“Undue hardship” requires a three-part showing (1) that the debtor…

2Cases cited8 opinions

  1. Cooter & Gell v. Hartmarx Corp.Supreme Court of the United States · 1990
  2. Pullman-Standard v. SwintSupreme Court of the United States · 1982
  3. Marie Brunner v. New York State Higher Education Services Corp.Court of Appeals for the Second Circuit · 1987
  4. Icicle Seafoods, Inc. v. WorthingtonSupreme Court of the United States · 1986
  5. In the Matter of Jerry L. Roberson, Debtor. Appeal of Illinois Student Assistance CommissionCourt of Appeals for the Seventh Circuit · 1993

3 more not listed; retrieve them via the Exa API.

3Cited by44 opinions

  1. Roth v. Educational Credit Management Corp. (In Re Roth)United States Bankruptcy Appellate Panel for the Ninth Circuit · 2013
  2. Mark W. Tetzlaff v. Educational Credit ManagementCourt of Appeals for the Seventh Circuit · 2015
  3. Michael Hedlund v. the Educational Resources InstCourt of Appeals for the Ninth Circuit · 2013
  4. Nightingale v. North Carolina State Education Assistance Authority (In re Nightingale)United States Bankruptcy Court, M.D. North Carolina · 2015
  5. Tuttle v. Educ. Credit Mgmt. Corp. (In re Tuttle)United States Bankruptcy Court, E.D. Wisconsin · 2019

39 more not listed; retrieve them via the Exa API.

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