Hernandez-Carrasquillo v. CICA Collection Agency, Inc.

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF PUERTO RICO OMAR HERNANDEZ CARRASQUILLO, Plaintiff, v. CIVIL NO. 21-1506 (CVR) CICA COLLECTION AGENCY, INC., Defendant. OPINION AND ORDER INTRODUCTION The present case arises from a collection letter Defendant CICA Collection Agency (“Defendant” or “CICA”) mailed to Plaintiff Omar Hernández Carrasquillo (“Plaintiff”) attempting to collect a consumer debt he had with non-party Claro Puerto Rico (“Claro”). Plaintiff avers that, at the time CICA mailed the letter to him, CICA knew or should have known that Plaintiff was under the protection…