Bennett v. Colonial Life & Accident Insurance

Bullock, J.:

Prior to the dates material in this controversy, the life of Michael G. Bennett was insured by Colonial Life and Accident Insurance Company under a policy of insurance Michael obtained through his employer. Peggy Bennett, plaintiff below, was designated beneficiary of Michael’s insurance policy. The premiums for this insurance were paid by Michael’s employer under a payroll deduction plan. The entire premium was deducted from Michael’s wages, the employer contributing nothing.

On or about August 24, 1977, Michael communicated to his employer his desire to cancel his insurance…