Ach v. Farmers Mutual Insurance Co. of Nebraska

This is an action on a homeowner’s insurance policy to recover for the loss of a diamond ring by theft. Pursuant to stipulation the cause was tried to the court without a jury. The court found the ring had been lost by theft, but that the plaintiffs had not given timely notice of loss to the defendant insurance company as required by the terms of the policy and denied recovery. We affirm.

It is uncertain as to which of two policies was in effect at the time of the loss, but the slightly differing policy provisions pertaining to the giving of notice to the insurer are not determinative on this…