Olochnowitz v. Hopmeier-Evans-Gage Agency, Inc.

—Yesawich Jr., J.

In March 1988, plaintiff procured a policy of automobile insurance from defendant New York Central Mutual Fire Insurance Company through defendant Hopmeier-Evans-Gage Agency, Inc. (hereinafter HEG). The policy provided, inter alia, uninsured motorist coverage of $25,000 per person and $25,000 per accident; no separate provision was made for "supplementary uninsured motorist insurance”, commonly known as "underinsured motorist” coverage (see, Insurance Law § 3420 [f] [2] [A]; Reichel v Government Empls. Ins. Co., 66 NY2d 1000, 1002-1003).

In July 1988, plaintiff’s daughter was…