Legal Opinion
Salls v. Digital Fed. Credit Union
District Court, District of Columbia
Decided November 8, 2018No. CIVIL ACTION NO. 18-11262-TSHPublishedCited by 17 opinions
1Opinion of the Court
(iii) Obtains the consumer's affirmative consent, or opt-in, to the institution's payment of ATM or one-time debit card transactions; and(iv) Provides the consumer with confirmation of the consumer's consent in writing, or if the consumer agrees electronically, which includes a statement informing the consumer of the right to revoke such consent.
12 C.F.R. § 1005.17(b). Further, the mandated disclosure must "be clear and readily understandable." 12 C.F.R. § 1005.4(a)(1).
Defendant's Opt In Agreement states that "[a]n overdraft occurs when you do not have enough money in your account to cover a…
2Cases cited11 opinions
- Rotella v. WoodSupreme Court of the United States · 2000
- Skwira v. United StatesCourt of Appeals for the First Circuit · 2003
- McIntyre v. United StatesCourt of Appeals for the First Circuit · 2004
- Sanchez v. United StatesCourt of Appeals for the First Circuit · 2014
- Wike v. Vertrue, Inc.Court of Appeals for the Sixth Circuit · 2009
6 more not listed; retrieve them via the Exa API.
3Cited by17 opinions
- Carol Tims v. LGE Community Credit UnionCourt of Appeals for the Eleventh Circuit · 2019
- Bettencourt v. Jeanne D'Arc Credit UnionDistrict Court, District of Columbia · 2019
- Rita Grenier and Edwin Grenier, Individually and on Behalf of All Others Similarly Situated v. P Granite State Credit Union, Does 1 through 5District Court, D. New Hampshire · 2021
- Bettencourt v. Jeanne D'Arc Credit UnionDistrict Court, D. Massachusetts · 2019
- Debra Gahm, individually and on behalf of all others similarly situated v. Wings Financial Credit UnionDistrict Court, D. Minnesota · 2026
12 more not listed; retrieve them via the Exa API.