Legal Opinion
Carol Tims v. LGE Community Credit Union
Court of Appeals for the Eleventh Circuit
Decided August 27, 2019No. 17-14968PublishedCited by 56 opinions
1Opinion of the Court
JILL PRYOR, Circuit Judge:
According to Carol Tims, when she opened an account at LGE Community Credit Union, LGE promised to use one account balance calculation method in assessing overdraft fees against her account, but then used a different one, which resulted in more fees. Tims alleged that LGE agreed to impose overdraft fees only when her ledger balance-the amount of money in her account without considering pending debits-was insufficient to cover a transaction. She alleged that LGE broke that promise by assessing overdraft fees when, based on her ledger balance, there was enough money in…
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