Progressive Preferred Insurance v. Certain Underwriters at Lloyd's London

Colleen Mary O’Toole, Judge.

{¶ 1} Appellant, Progressive Preferred Insurance Company (“Progressive”), appeals from the judgment of the Lake Count Court of Common Pleas, granting summary judgment to appellees, Certain Underwriters at Lloyd’s London (“Lloyd’s”), on a declaratory action and denying Progressive’s summary-judgment motion. We affirm in part, reverse in part, and remand this matter.

{¶ 2} This case originates in an accident occurring November 9, 2001, when Ann Crum-Griesmer, an employee of Summerville Assisted Living in Mentor, Ohio, took 13 Summerville residents on a field trip. Her…