Bednar v. Provident Bank of Maryland, Inc.
Court of Appeals of Maryland
1Opinion of the CourtJohn C. Eldridge, Judge
(Retired, Specially Assigned).
The issue in this case is whether the Circuit Court for Baltimore City erred in granting summary judgment to a bank that collected closing costs from a borrower solely because the borrower prepaid his loan. The petitioner, Andrew Bednar, was a consumer borrower who obtained a second mortgage loan from the respondent, Provident Bank of Maryland, Inc. 1 The Circuit Court granted summary judgment to Provident, deciding that the bank did not violate the “Credit Grantor Closed End Credit Provisions” of Maryland Code (1975, 2005 Repl.Vol.), § 12-1009(e) of the…
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