BERKERY v. CAPITAL ONE FINANCIAL CORP.

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA JOHN C. BERKERY, SR., : Plaintiff : CIVIL ACTION ? □ EQUIFAX INFORMATION SERVICES LLC et al., : NO. 18-3417 Defendants : MEMORANDUM PRATTER, J. DECEMBER 19, 2019 INTRODUCTION Pro se plaintiff John C. Berkery alleges that three consumer reporting agencies violated the Fair Credit Reporting Act,

15 U.S.C. §§ 1681, et seq., because they misreported that his Capital One credit card account was overdue. In his original complaint, Mr. Berkery admitted that he failed to make his minimum monthly payment; however, he alleged…