Oroville Cordell Fruit Growers, Inc. v. Minneapolis Fire & Marine Insurance

The question—and it is indeed a close one—in this second appeal is whether the trial coúrt could properly find that an explosion in the refrigeration system caused the loss. Ammonia gas escaping from aluminum tubing in the Oroville Cordell Fruit Growers, Incorporated, apple warehouse, December 28, 1961, damaged nearly 17,-000 boxes of apples. Although the loss was fully covered by insurance, a problem arose among the insurance carriers concerning the contribution each would be required to make to the loss payable under the policies.

If the damage could be fairly attributed to an explosion…