Smith v. Metropolitan Property and Casualty Insurance Company

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF INDIANA SOUTH BEND DIVISION PERRY SMITH and THERESA SMITH, ) ) Plaintiffs, ) ) v. ) Case No. 3:20-CV-053-JD-MGG ) METROPOLITAN PROPERTY AND ) CASUALTY INSURANCE COMPANY, ) ) Defendant. ) OPINION AND ORDER On May 20, 2018, an accidental fire consumed the home of Perry and Theresa Smith. The Smiths entered a claim with their insurer, Metropolitan Group Property and Casualty Insurance Company,1 to recover the losses to their home and personal property. Metropolitan only paid a portion of the loss claimed by the Smiths. The Smiths brought this…