Nichols v. Mutual Life Ins. Co. of New York

The plaintiff, Mrs. Frances Niohols, as beneficiary, instituted this suit upon a policy of insurance issued by defendant upon the life of. her husband, Bynum E. Nichols, in the sum of $5,000, and providing for double indemnity “upon receipt of due proof that the Insured died as a direct result of bodily injury effected solely through external, violent, and accidental means, independently and exclusively of all other causes, ’ ’ etc. The policy further provided “that the Double Indemnity shall not be payable if death resulted from self-destruction, whether sane or insane,” etc.

The jury found…