Wright v. United Services Automobile Ass'n

OPINION

KOCH, Judge.

This appeal involves a house near Byrds-town that was destroyed by arson. The insurer paid its policy limits on the house to the property owner’s mortgagee and other creditors but refused to honor the claim for the contents of the house because it believed that the property owner had procured the arson. When the property owner sued the insurer in the Chancery Court for Fentress County for the value of the contents, the insurer counterclaimed for the money it had been required to pay for the loss of the house. A jury found for the insurer and awarded the company $108,200.…