Metropolitan Life Insurance v. Henriksen

The defendants, who are the insured and named beneficiary in a life insurance policy issued by plaintiff, appeal from a decree reforming the policy and perpetually enjoining them or anyone claiming through them from maintaining any action on the policy except for the amount of it as reformed.

There was evidence that: On February 29, 1932, the defendant Everett N. Henriksen, aged 12, applied to plaintiff by written application for an ordinary life insurance policy under a plan of insurance known as “Life with Premium Reduced” L. P. R. The pertinent provisions of the signed application read:

“No.…