Title Insurance Co. of Minnesota v. American Savings & Loan Ass'n

Title Insurance Company of Minnesota (Title) commenced this declaratory judgment action, with jurisdiction based on diversity of citizenship, seeking a bench ruling that certain title insurance policies it issued did not require it to defend or in*1285demnify American Savings and Loan Association (American) in American’s capacity as a third-party defendant in a state court action. The district court held that, as a matter of law, Title had a duty to defend under the policies. 655 F.Supp. 450.

The facts of this case are not in dispute. American’s predecessor in interest, State Savings & Loan…