Lovas v. St. Paul Insurance Companies

SAND, Judge.

This is an appeal from the decision of the Cass County District Court granting a judgment notwithstanding the verdict to St. Paul Insurance Companies.

The appellant Gerhard Lovas took out a policy of insurance with St. Paul Insurance Companies (through the Goose River Insurance Agency of Mayville, North Dakota) on August 2, 1973. The policy insured certain hogs in which Lovas had a half interest, “against theft but excluding escape or mysterious disappearance.” On January 29, 1974, Lovas discovered a shortage and reported this to the insurance agent, who later filed a claim with…