In the Matter of James Russell Hellums. Appeal of Bethlehem Employees Federal Credit Union

Defendant James Russell Heliums, an employee of Bethlehem Steel Corporation, voluntarily executed an “Authorization for Credit Union Payroll Deduction” that required his employer to withhold $10 from each regular payment of his wages and to transfer the sum to the plaintiff Bethlehem Employees Federal Credit Union (“Bethlehem”). The authorization, by its terms, remained in effect until cancelled or modified by Heliums in writing. On March 22, 1978 Heliums borrowed money from Bethlehem. He subsequently increased his payroll deduction to thirty dollars. Bethlehem applied half this sum to his…