Dykeman v. Wells Fargo Home Mortgage, Inc.

Justice KITTREDGE:

This case involves the interpretation of penal statutes imposing a duty on the record holder of a mortgage on real estate to enter a satisfaction of the mortgage in the proper office, upon the occurrence of certain conditions. The sole condition before us relates to the requirement in sections 29-3-310 and 320 of the South Carolina Code (2007), that the mortgagor make a request to the mortgagee to enter the satisfaction. In this case, we must answer whether the mortgagor’s compliance with the “borrower’s responsibilities” set by the mortgagee constituted an affirmative…