Jarnagin v. Banker's Life & Casualty Co.

Opinion by

Judge SMITH.

Plaintiff, Dale Jarnagin, appeals the summary judgment entered in favor of defendant, Banker’s Life and Casualty Company, on all of his contract and tort claims. We affirm.

The following facts are not in dispute. In February 1978, plaintiff purchased two separate policies of sickness and accident insurance with defendant. One policy was for hospital-surgical and intensive care coverage (Policy 412), the other was a long-term hospital indemnity policy (Policy 077) that was “renewable” by its terms to age 65.

In the spring of 1982, plaintiff voluntarily stopped making…