Allstate Insurance v. Hendrix

Andrews, Judge.

Allstate appeals the trial court’s order in a declaratory judgment action finding that it must provide coverage under the provisions of a personal umbrella policy. We reverse.

The underlying dispute in this case arose out of a car accident in which Hendrix, who was riding a motorcycle, ran into a car driven by Robert Cummings. The car was owned by Charles and Joyce Buis, and Joyce Buis had given Cummings permission to drive it.

The Buises are no longer parties to the lawsuit. Although the original complaint named the Buises and alleged they were liable under the family purpose…