Legal Opinion
Maria Hernandez v. Williams, Zinman & Parham Pc
Court of Appeals for the Ninth Circuit
Decided July 20, 2016No. 14-15672PublishedCited by 34 opinions
1Opinion of the Court
OPINION
FRIEDLAND, Circuit Judge:
The Fair Debt Collection Practices Act (“FDCPA”) requires that within five days of “the initial communication” with a consumer about the collection of a debt, a debt collector must send the consumer a notice containing specified disclosures. 15 U.S.C. § 1692g(a). The question presented here is whether the phrase “the initial communication” as used in the FDCPA means the first communication from the initial debt collector that tries to collect, or whether it means the first communication a consumer receives from any collector about a debt, including subsequent…
2Cases cited40 opinions
- Chevron U. S. A. Inc. v. Natural Resources Defense Council, Inc.Supreme Court of the United States · 1984
- United States v. Ron Pair Enterprises, Inc.Supreme Court of the United States · 1989
- Connecticut National Bank v. GermainSupreme Court of the United States · 1992
- Robinson v. Shell Oil Co.Supreme Court of the United States · 1997
- Duncan v. WalkerSupreme Court of the United States · 2001
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3Cited by34 opinions
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- Osure Brown v. Transworld Systems, Inc.Court of Appeals for the Ninth Circuit · 2023
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